Missouri Vision Insurance: See Clearly, Spend Less
Your eyes change every year, and so do the costs of caring for them across Missouri, whether you're near a St. Louis or Kansas City eye clinic or a smaller Ozarks optometry practice. Vision insurance can make routine and unexpected eye care more manageable. Show Me Health Missouri compares Show-Me State vision plans so you can prioritize your eye health without guessing at cost.
What Does Vision Insurance Cover?
Annual Eye Exams
Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.
Prescription Eyeglasses
Vision plans typically provide an annual allowance toward frames and lenses. Many plans also include discounts on lens upgrades such as anti-reflective coatings, progressive lenses, photochromic lenses, and blue-light blocking options.
Contact Lenses
Rather than using the glasses allowance, most plans allow you to apply a similar benefit toward contact lenses, including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts.
LASIK & Corrective Surgery Discounts
Many vision plans include discounts on LASIK, PRK, and other laser corrective eye procedures through in-network providers. Ask your Show Me Health Missouri agent which Missouri providers participate in these discount networks.
Additional Benefits
Discounts on additional pairs of glasses, online eyewear retailer access, blue light filter and specialty lens upgrades, and kids' eyewear programs with extra coverage.
How Much Does Vision Insurance Cost?
Vision insurance is generally one of the lower-cost coverage types. Ask your Show Me Health Missouri agent for current pricing based on your household and Missouri county.
Is Vision Insurance Worth It?
If you wear glasses or contacts, vision insurance can help offset a meaningful portion of annual eye care costs. Even for individuals with good vision, the annual eye exam can help detect early signs of glaucoma, diabetes, hypertension, and macular degeneration. Think of your vision plan less as a traditional insurance product and more as a membership that makes routine eye care more predictable year-round.
Vision + Dental Bundles
Many Missouri clients find it convenient to bundle dental and vision coverage together. Show Me Health Missouri offers combination plans that bundle both, which can cost less than purchasing two separate plans. Ask your agent about bundle pricing when you request your free quote.
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